Business Insurance

Business Insurance

Liability Insurance

Professional Indemnity

During a business entity’s life span, there are chances of the owners or their teams making mistakes during their course of duty. Professional indemnity avails protection against wide range of claims arising from mistakes such as professional negligence or breach of duty arising from:

  • Error of commission and omission
  • Defamation and libel
  • Loss of documents or data
  • Loss of goods or money (your own or for which you are responsible)
  • Unintentional breach of copyright and/or confidentiality


More so, all industry regulatory bodies require business entities such as insurance companies and intermediaries, engineering, accountancy, IT contractors, advocates, business consultants and surveying among others to acquire professional indemnity cove as a pre-requisite for award of contracts.

Bonds Insurance

The policy is issued to secure financial interests of the owner of the contract or project against losses in the event that the contractor fails to perform or delivers inadequately in light of the terms of the contract. The insurer then guarantees to pay a stated sum of money should the insured fail to deliver according to the provisions of the contracts. We can facilitate placement of performance bonds, immigration bonds, custom bonds and bid bonds. 

Bankers Blanket Bond

Banker’s blanket bond (BBB) is an insurance cover for financial institutions such as Banks’ and Saccos’ which secures the institutions against damages and losses from criminal activities executed by employee infidelity through dishonest actions of misappropriation or embezzlement, various perils including fire on the premise, Cash in Safe and on counter &Lockers, loss or damage to insured’s property whilst in-transit to and from premises, Forgery and Alteration, Securities, Counterfeit Currency, cyber-crime.

Fidelity Guarantee

Fidelity Insurance protects organizations against financial losses as a result of acts of dishonesty/fraud conducted by any employee. Such losses may occur due to forgery, embezzlement, misappropriation of funds and other dishonest acts by employees. 

Public Liability

Is a business insurance policy designed to protect all types of organizations against claims arising as a result of damage to public property or injury to members of public as a result of their business activities.

Product Liability

Manufacturers, suppliers, distributors and retailers may be held liable to injuries caused by their products. The cover secures the aforementioned parties in the event of a claim; covering cost of investigations and payouts being out of court settlements or court awards made against the organizations.

Employers Liability

Provides indemnity to the employer against legal liability under common law for damages and claimants’ costs and expenses of litigation initiated by employees that are not covered by Work Injuries Benefit Act (WIBA).

Contractual Liability

Protects against financial consequences arising from liabilities that an owner of the insurance policy assumes when venturing into a contract.


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